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Top 10 Hardest Exams in the US

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Hardest Exams in the US

The exams we have listed in this article for you are the hardest exams in the US that require a great deal of effort to pass.. By a great deal of effort we mean a lot of preparation, a lot of dedicated time, and a little bit of luck if you believe in it.

Although, it is often stated that examination is not the true test of knowledge. What is popular in the United States, however, is examination as a bar to grade people’s intelligence and learning abilities, and as a determinant of whether they are fit to pass that particular level or not.

From the beginning of time until now, it is safe to say that the United States has become accustomed to this system in which people are tested and graded based on their test scores. As exams approach, a cloud of anxiety descends on some people, particularly students. Others see it as a necessary phase that requires a little extra effort to get through.

That being said, in this article, we will discuss the top toughest exams in the United States.

Hardest Exam Preparation Tips In The US

Here are the top tips for passing any difficult examination in the United States:

  • Give yourself enough time to study
  • Make sure your study space is organized
  • Use flow charts and diagrams
  • Practice on old exams
  • Explain your answers to others
  • Organize study groups with friends
  • Plan the day of your exams.

Give yourself enough time to study

Make a study plan that works for you and don’t leave anything until the last minute.

While some students appear to thrive on last-minute studying, it is often not the best approach for exam preparation.

Make a list of how many exams you have, how many pages you need to learn, and how many days you have left. Following that, organize your study habits accordingly.

Make sure your study space is organized

Make sure your desk has enough space for your textbooks and notes. It’s also important to make sure the room is well-lit and that your chair is comfortable.

Take note of any details that may distract you and remove them from your study area. Make sure you’re comfortable in your study space and that you can focus. To aid you, you can source for free textbook pdf online.

For some, this may imply complete silence, whereas for others, listening to music may be beneficial. Some of us require complete order in order to concentrate, while others prefer to study in a more cluttered environment.

Make your study area welcoming and pleasant so that you can concentrate fully.

Use flow charts and diagrams

When revising study material, visual aids can be especially beneficial. Write down everything you already know about a topic at the start.

As the exam date approaches, turn your revision notes into a diagram. As a result of doing this, visual memory can significantly aid your readiness when taking the exam.

Practice on old exams

Practicing with an old version of previous exams is one of the most effective ways to prepare for exams. An old test will also help you see the format and formulation of the questions, which will be useful not only for knowing what to expect but also for measuring the time you need for the actual test.

Explain your answers to others

You could ace your exam with the help of family and friends. Explain to them why you answered a particular question in a particular way.

Organize study groups with friends

Study groups can help you get the answers you need and finish tasks faster. Simply ensure that the group remains focused on the topic at hand and is not easily distracted.

Plan the day of your exams

Examine all of the rules and requirements. Plan your route and how long it will take you to get to your destination, then add some extra time. You don’t want to be late and cause yourself even more stress.

List of the Hardest Exams in the US

Below is a list of the top 10 hardest exams in the US: 

Top 10 Hardest Exams in the United States

#1. Mensa

Mensa is one of the world’s most exclusive clubs. The mission of the organization is to “discover and develop human intelligence for the benefit of humanity.”

Getting into the elite society is notoriously difficult and is only available to those who score in the top 2% on its famous IQ test. The American Mensa Admission Test was developed to be challenging in order to attract only the best brain.

The two-part test includes questions on logic and deductive reasoning. For people who are not native English speakers, American Mensa offers a separate nonverbal test concerning the relationships between figures and shapes.

#2. California Bar Exam

Passing the California Bar Exam, administered by the State Bar of California, is one of the requirements for practicing law in California.

In the most recent exam sitting, the pass rate was less than 47 percent, making it one of the nation’s longest and most difficult bar exams.

Business associations, civil procedure, community property, constitutional law, contracts, criminal law and procedure, evidence, professional responsibility, real property, remedies, torts, trusts, and wills and succession are among the topics covered on the multi-day California Bar Exam.

#3. MCAT

The Medical College Admission Test (MCAT), developed and administered by the AAMC, is a standardized, multiple-choice examination designed to help medical school admissions offices assess your problem solving, critical thinking, and knowledge of natural, behavioural, and social science concepts and principles required for the study of medicine.

MCAT program places a high value on the integrity and security of the exam process. This is currently one of the most difficult and feared computer-based exams in the United States. MCAT was established in 1928 and has been in operation for the past 98 years.

#4. Chartered Financial Analyst Exams

A Chartered Financial Analyst charter is a designation given to those who have completed the CFA Program as well as the required work experience.

The CFA Program consists of three parts that assess the fundamentals of investment tools, asset valuation, portfolio management, and wealth planning. Those with backgrounds in finance, accounting, economics, or business are more likely to complete the CFA Program.

According to the Institute, candidates study for more than 300 hours on average to prepare for each of the three stages of exams. The payoff is enormous: passing the exam qualifies you as one of the world’s top finance and investment professionals.

#5. USMLE

The USMLE (United States Medical Licensing Examination) is a three-part examination for medical licensure in the United States.

USMLE evaluates a physician’s ability to apply knowledge, concepts, and principles, as well as demonstrate fundamental patient-centered skills, which are important in health and disease and form the foundation of safe and effective patient care.

The path to becoming a doctor is fraught with difficult tests. Students who pass the US Medical Licensing Examination are eligible to apply for a medical license in the United States.

USMLE consists of three parts and takes more than 40 hours to complete.

Step 1 is taken after the second or third year of medical school, Step 2 is taken at the end of the third year, and Step 3 is taken at the end of the intern year.

The exam measures a doctor’s ability to apply classroom or clinic-based knowledge and concepts.

#6. Graduate Record Examination

This exam, popularly known as the GRE, has long been ranked among the top 20 most difficult in the world.

ETS (Educational Testing Service) administers the exam, which assesses the candidate’s verbal reasoning, analytical writing, and critical thinking abilities. Candidates who pass this exam will be admitted to graduate schools in the United States.

#7. Cisco Certified Internetworking Expert

This examination is not only difficult to pass, but it is also expensive to take, with a fee of around 450 dollars. Cisco Networks is the organization that administers the CCIE or Cisco Certified Internetworking Expert examination.

It is divided into several parts and written in two stages. The first stage is a written test that candidates must pass before proceeding to the next stage, which lasts more than eight hours and is completed in a single day.

Only about 1% of applicants make it past the second round.

#8.  SAT

If you don’t know much about the SAT, it can be intimidating, but it’s far from an insurmountable challenge if you prepare properly and understand the format of the test.

The SAT covers concepts typically taught in the first two years of high school, with a few more advanced concepts thrown in for good measure. That means that if you take the SAT junior year, you’re unlikely to encounter anything completely new.

Scholastic Assessment Test’s main challenge is understanding how the SAT asks questions and accepting that it is very different from most in-class tests.

The best way to overcome SAT challenges is to prepare for the types of questions that will be asked and to become familiar with how the test is structured.

Again, the SAT content is almost certainly within your capabilities. The key to acing it is to spend time familiarizing yourself with the questions and correcting any errors you make on practice tests.

#9. IELTS

IELTS evaluates your listening, reading, writing, and speaking skills. The exam conditions are standardized, including the length and format of each section, the types of questions and tasks included, the methodology used to correct the test, and so on.

That simply means that everyone who takes the test faces the same conditions, and the types of questions in each section are predictable. You can rely on it. There is an abundance of IELTS materials, including practice tests.

#10. Certified Financial Planner (CFP) Designation

The Certified Financial Planner (CFP) designation is ideal for anyone interested in a career in investment or wealth management.

This certification focuses on financial planning, which includes the high net worth and retail segments of investment management. Though the CFP covers a wide range of topics in wealth management, its focus is narrow, making it less applicable to other finance careers.

This certification consists of two levels and two exams. As part of the CFP process, you also complete an FPSC (Financial Planning Standards Council) Level 1 certificate.

FAQs about Hardest Exams in the US

What are the hardest test exams in America to pass?

The hardest exams in America are: Mensa, California Bar Exam, MCAT, Chartered Financial Analyst Exams, USMLE, Graduate Record Examination, Cisco Certified Internetworking Expert, SAT, IELTS...

What are the most difficult professional exams in the US?

The most difficult professional exams in the US are: Cisco Certified Internetworking Expert, Certified Public Accountant, The California Bar Exam...

Are UK tests harder than US?

Academically, the United States is easier than the United Kingdom, with easier courses and tests. However, if you want to attend any college with a good reputation, the sheer number of difficult courses and ECs adds up.

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Conclusion 

Whatever your degree or line of work, you will face some difficult tests throughout your education and career.

If you want to pursue a high-stakes career such as law, medicine, or engineering, you’ll almost certainly need to sit for particularly rigorous exams designed to assess your mastery of the competencies and knowledge required in the profession.

The exams listed are the toughest in the United States of America. Which one of them do you think is more challenging? Let us know your thoughts in the comments section below.

Verizon Teacher Discount for 2023

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Verizon Teacher Discount
Verizon Teacher Discount

Verizon Teacher Discount is a type of special discount offered by Verizon. It is targeted toward the employee and student discounts for current and retired teachers.

The company has a variety of discounts available for all kinds of educators, from K-12 teachers to college and university faculty.

Most times, it may not always be about obtaining a loan. Discounts can be a great opportunity for you to live your best life.

So, if You are a teacher, and you are looking for the Verizon Teacher Discount. You are in the right place. Here you will get everything about Verizon Teacher Discount.

About Verizon

As we are aware, Verizon offers big discounts to teachers, educators, and also to school staff who work in schools. But let’s start with a little bit about Verizon and then we will get into the discount.

Verizon is an American telecommunication company that has more than 150 million subscribers. It is the largest US wireless communications service provider as of 2019.

The company offers wireless products and services. They provide 4G LTE network coverage to 99% of the population in the United States, which is more than any other carrier. And it is also one of the first companies to offer 5G technology in some parts of the United States.

Verizon Teacher Discount

Verizon’s teacher discount is an ongoing offer for anyone who works in education.

Verizon Teacher Discount is a program offered by Verizon Wireless to provide discounts to educators and school staff.

The offer is available only to those who are on an eligible plan to receive the discount.

Teachers can get a 20% discount on their monthly phone plan through Verizon’s Teacher Discount Program.

To qualify, you must work for an accredited K-12 school or educational institution in the U.S., and you must be employed full-time with a valid school email address.

It’s worth noting that the 20% discount for educators is only available at certain times of the year. This is known as the “teacher appreciation discount” and it usually happens in May and August.

Verizon is one of the top cell phone providers in the U.S. If you work in education, you may be eligible for a Verizon discount on your monthly service, as well as discounts on select Verizon accessories and devices.

Types of Teachers eligible for the Verizon teacher discount

To qualify for the Verizon teacher discount, you’ll need to provide proof that you’re currently employed as a teacher at one of these schools or organizations.

You can show proof by uploading an image of your pay stub or contact us directly to verify your employment online or over the phone

Teachers and faculty can receive a 15% discount on their Verizon Wireless phone bill. The discount applies to data plans as well, so if you’re using more than 5 GB of data a month, you’ll save money immediately.

Here are some of the details of the Verizon teacher discount program:

  • Teachers can save up to 15% off a monthly cell phone plan.
  • The discount is available for one line of service and does not stack with other discounts.
  • It is available for new and existing customers. Existing customers have to sign up online or over the phone.
  • To be eligible for the teacher discount, you need to work at a public or private K-12 school, college or university in the U.S., Puerto Rico, U.S. Virgin Islands or Guam.
  • The Verizon teacher discount is a discount available to current teachers who want to sign up for the Verizon service.

Verizon offers discounts for the following types of teachers:

  • Public and private elementary, middle, and high school teachers in the U.S.
  • University professors in the U.S.
  • Administrators of public or private K-12 schools in the U.S.
  • Home school teachers who teach children from kindergarten through 12th grade.

Verizon teacher discount: how much can you save?

The Verizon teacher discount gives eligible teachers 25% off the monthly service charge for one smartphone line on an eligible plan for as long as you retain your plan.

That’s based on a comparison of Verizon’s $80/month 4G LTE smartphone plan with 16 GB shared data for four lines and its $60/month 4G LTE smartphone plan with 16 GB shared data for four lines.

You can combine the Verizon teacher discount with other discounts from Verizon Wireless, such as military and senior citizen discounts, but not with other employee discounts.

Teachers are eligible for discounts on Verizon cell phone plans as well as select accessories. Discounts include unlimited talk and text, data access, and international calling.

Eligibility for the Verizon Teacher Discount

Many teachers and other education professionals can receive discounts on their phone bills through Verizon.

These include a discount on the entry-level plan, plus extra discounts for those who are part of a union or professional organization. Here are a few eligibility requirements you must know.

The basic discount is available to anyone who works at a public or private school, university, or college in the United States, as well as homeschooling parents. Those working for any government agency related to education are also eligible.

Also, those working for an organization that’s part of the National Education Association (NEA), American Federation of Teachers (AFT), or American Federation of School Administrators (AFSA) — unions representing education professionals in the U.S. — are eligible for an extra discount.

Discounts from Verizon should be automatically applied when you enroll online. However, if you’re already a customer and don’t have the discount applied, you’ll need to call Verizon customer support at 800-922-0204 to request it.

Verizon also offers discounts to active service members, veterans, and military family members through its Veterans Advantage program.

Also, Verizon offers a discount to teachers, students, and employees of educational institutions.

The discount varies depending on which plan you choose and what type of line you are adding, but it can be as much as $40 off your bill each month.

Verizon teacher discount is not publicly advertised, but it is available for educators who are employed full-time at a K-12 school or accredited child care center.

How to get the Verizon teacher discount

To receive the Verizon teacher discount, you must first sign up for Smart Rewards online.

Smart Rewards is a Verizon loyalty program that provides members with points toward discounts on future purchases or entry in sweepstakes for prizes like cruises, gift cards, and electronics.

It’s free to join, although some promotions require opting in for text messages from Verizon.

If you’ve already joined Smart Rewards, log in to your account and visit this page to add the teacher discount promo code to your account.

You can also call customer service at 800-922-0204 to have the code applied over the phone.

If you switch plans or upgrade your phone after joining Smart Rewards and adding the promo code, don’t forget to re-enter it at checkout to ensure you continue receiving your

The level of discount depends on the type of plan you have and the number of lines you need but could be as high as 29% off an unlimited family plan.

Steps on How to enroll in Verizon Teacher Discount

To enroll in the Verizon teacher discount, follow these 6 steps:

  1. Visit the Verizon Teacher Discount page.
  2. Provide your name and contact information.
  3. Verify your employment through Sheer ID’s verification portal.
  4. Verify your phone number with a code sent to you via text message.
  5. Submit your request for the Verizon teacher discount.
  6. To sign up for the Verizon teacher discount, you must have a valid email address with your school or district. You can also enroll with a teacher ID card or pay stub.

If you don’t have any of these, you can send a copy of one of the following:

  • Valid school ID card with photo
  • Current year’s student report card
  • Valid vehicle registration with a school name on it
  • Official letter from the head of the school (on school letterhead).

Check out the official website for the Verizon teacher discount to get started.

Other Verizon Discounts that may interest you

While Verizon offers a teacher discount, they also offer other discounts including the student discount.

If you or your child is enrolled in a high school or college, you can sign up for Verizon Student Discounts.

You can also check out some of the Cheapest Universities in the UAE for International Students if you want to study at a discount rate.

There are special deals from Verizon for students, including free Samsung Galaxy Buds Live with select devices and $300 off the Samsung Galaxy S21 Ultra 5G or Galaxy Z Flip 5G when you trade in an eligible device.

Thousands of students are now qualifying for a Verizon teachers discount as Verizon has extended its Verizon Up rewards program to students.

To be eligible for these discounts, you must meet all of the following criteria:

  • You (or your child) must be currently enrolled at a high school or college that has an active enrollment verification with SheerID.
  • You (or your child) must have a valid email address on the account.
  • The account must have a valid name, billing address, and payment method on file.

Once you’ve signed up, you’ll get access to exclusive discounts, including 20% off monthly service charges for single lines for post-paid plans and 15% off monthly service charges for single lines for pre-paid plans. You can also get up to $100 off select.

You can also check our guide on Verizon student Discount if you are a student.

Frequently Asked Questions about Verizon Teacher Discount

How long does it take to apply for a Verizon discount?

It can take up to 10 days for your pay stub or other proof of employment to be reviewed and processed when you submit it to authenticate your discount eligibility. It may take up to two bill cycles for any discount changes to display on your monthly payment after your job status has been confirmed.

How many devices can you have on a Verizon unlimited plan?

On Unlimited plans, you can add up to ten phones (smartphones and basic phones). If you have ten phone lines, you can connect up to 20 devices (e.g., tablet, smartwatch, streaming camera, etc.). Each device that is linked needs its data plan.

Do teachers get phone discounts?

The amount of the monthly teachers discount is determined by how many phones you have on qualifying unlimited plans: One phone per account receives a $10 monthly discount. 2–3 phones per account – $25/month discount If you have four or more phones, you will receive a $20 monthly discount per account.

Is there a Verizon discount for Costco members?

You can get a Verizon, AT&T, or T-Mobile plan. Costco does not work with inexpensive carriers like Cricket Wireless, Boost Mobile, or Metro by T-Mobile, which provides unlimited and by-the-gigabyte data plans at lower pricing.

Is there a discount for retirees at Verizon?

A good Discount is appreciated by everyone. You may be eligible for savings on Verizon products, services, and related programs if you are a Verizon retiree.

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Conclusion

However, Note that Verizon’s teacher discount program is part of the company’s “Smart Rewards” loyalty program. After enrolling in Smart Rewards, teachers can enter the promo code TEACH15 at checkout to apply the discount to their monthly bill.

Nevertheless, I hope this guide helps you to activate the Verizon teacher guide and be a part of the happy customers and discount beneficiaries.

Top 20 Highest-Paying Jobs in Finance

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Do you want to make a name for yourself in the financial industry? Instead of limiting yourself to simple, low-paying positions, learn about the highest-paying jobs in finance and begin setting yourself up for success.

To help you weigh your options and choose which position would be the greatest fit for you, we’ve compiled a list of the top 20 financial positions with the highest salaries.

You’ll find something on this list to capture your curiosity whether you’re just starting out or have been in the field for a while. Don’t restrict yourself; continue reading to learn about the 20 financial occupations with the highest salaries.

Are You Fit for Work in Finance?

To succeed in the highly competitive field of finance, you must be physically and mentally healthy. As a matter of fact, many businesses will only employ applicants who are in top physical condition because they want their staff to operate at the best degree of efficiency.

If you want to get hired by a top company in finance or any other field, here are some things you should know about fitness:

  • Being physically fit can help you manage stress better. This means that you’ll be able to think clearly and make better decisions even when things get tough at work.
  • Being fit also reduces your chances of developing heart disease, diabetes, and other health issues related to being overweight or obese.
  • A healthy lifestyle can improve your immunity system and reduce your risk of getting sick while on the job.

The Highest Paying Jobs In Finance – Thought Catalog

One of the most rewarding professions is in the finance sector. While investment bankers and traders have an annual compensation of between $70,000 and $200,000, financial advisors typically make $90,000.

Millions of individuals compete for jobs each year, making it one of the fastest-growing competitive industries.

In order to obtain a position that will enable them to earn the most money possible while still enjoying their work, it is critical for anyone who wants to work in finance to know what are the highest-paying occupations in the industry.

List of the Best 20 Highest-Paying Jobs in Finance

Below are the top 20 highest-paying jobs in finance:

Top 20 Highest-Paying Jobs in Finance

1. Wealth Management

  • Starting Salary: $75,000
  • Average Annual Salary: $350,000

Wealth management assists people, families, and corporations in managing their financial resources. Investing, portfolio, and retirement planning are all services that wealth managers provide to their clients.

A bachelor’s degree in business, economics, or finance is required for success in this area.

Before becoming certified by the CFP Board (the body that oversees this profession) and passing its difficult exam, you should additionally have at least three years of experience working as a financial counselor.

2. Cooperate Development

  • Starting Salary: $90,000
  • Average Annual Salary: $200,000

Managing a company’s business growth is a component of the finance-focused job of cooperative development. High levels of inventiveness and originality are necessary, along with solid interpersonal abilities.

This job might be ideal for you if you have prior experience in copywriting or public relations. On initiatives that call for collaboration with other departments, you must be able to do so successfully.

Depending on your location and level of experience, Cooperate Development can pay you anywhere from $90k to $200k annually for your work.

3. Venture Capital

  • Starting Salary: $80,000
  • Average Annual Salary: $200,000

Venture capital is used to launch or expand a business. Both venture debt and private equity, which offer finance for smaller businesses, are included.

Corporations, governments, and individuals can all use venture capital to finance start-ups or small businesses.

Creating value through returns on sales earned by the company after it has been founded is often the aim of this investing activity.

4. Financial Planning

  • Starting Salary: $65,000
  • Average Annual Salary: $175,000

A variety of financial services are included in the broad category of financial planning. Personal, professional, and investment advice fall under this category.

5. Compliance

  • Starting Salary: $60,000
  • Average Annual Salary: $160,000

Making sure rules are obeyed is part of the work of compliance. A compliance officer can be in charge of keeping track of how many hours workers work each week and making sure they aren’t breaking any corporate rules or the law.

If you’re paying for your employees’ lunches, you can monitor if they’ve taken breaks during that time or even inquire if they’ve been using a personal cell phone while working. Other things you can do include checking their take-home vehicles for expired licenses.

6. Quantitative Analysis

  • Starting Salary: $65,000
  • Average Annual Salary: $160,000

Application of statistical and computer programming skills in support of management choices is part of the job description for quantitative analysis. This implies that you will be analyzing data and making predictions using math, statistics, and computer programming.

The skills required are similar across all jobs in this field:

  • Proficiency with computers
  • A strong understanding of probability theory
  • An ability to work independently as well as within teams
  • willingness to learn new things quickly.

For entry-level work in this industry, a bachelor’s degree in engineering or mathematics is typically required, although it might not be enough if you want additional specialized training or advanced education (such as financial modeling).

7. Asset Management

  • Starting Salary: $73,000
  • Average Annual Salary: $150,000

Management of assets for a business or an individual is called asset management. Asset managers are in charge of assigning money to various investment vehicles, monitoring their performance, and intervening if there are any issues with that fund.

Asset management seeks to maximize returns on investment through a variety of strategies, generally through the purchase of bonds and equities but also occasionally through the use of derivatives like options contracts and futures contracts.

8. Investment Banking

  • Starting Salary: $60,000
  • Average Annual Salary: $150,000

One area of finance and financial services is investment banking. In securities like stocks, bonds, or debentures, it deals with the investment of money from corporations, governments, and institutions.

Investment bankers assist businesses in obtaining capital by helping them issue securities like stocks, bonds, or debentures. On mergers and acquisitions, they also offer guidance (M&A).

9. Private Equity

  • Starting Salary: $80,000
  • Average Annual Salary: $150,000

One kind of alternative investing is private equity. With a finance degree, it’s a well-liked and potentially lucrative job path.

There are many chances for graduates without this additional training, but having an MBA or other postgraduate degree in finance is the best way to break into private equity.

Private equity firms often engage in businesses that require restructuring or in companies with underperforming stock prices; in other words, they buy struggling companies and attempt to turn them around by making adjustments like cost-cutting measures or the introduction of new goods or services.

Many businesses receive hundreds of applications each year from people looking for jobs, making this activity potentially quite competitive.

10. Tax Advisory

  • Starting Salary: $50,000
  • Average Annual Salary: $150,000

Tax advisory is a lucrative and in-demand career in finance. An investment banker or hedge fund manager, it’s one of the most exciting and demanding occupations you can have.

By preparing and submitting tax returns, tax computations, and any other necessary paperwork, tax advisors can make sure their customers are abiding by the law.

They might also engage in consulting, advising customers on ways to lower their tax liabilities. This could be your ideal profession if you want to collaborate with some of the greatest names in finance.

11. Treasury

  • Starting Salary: $80,000
  • Average Annual Salary: $150,000

The financial management and planning division of a firm is called treasury. It manages the cash flow, receivables, inventory, and assets.

By managing risk and compliance issues within their department, a treasury expert will assist with the day-to-day operation of these areas.

Because they deal with consumers directly every day, treasury professionals need to be well-versed in business concepts as well as have outstanding communication abilities.

In order to create accurate reports at any time of day or night, they must also be detail-oriented (depending on where you work).

The outlook for this vocation is now favorable, and it is anticipated to continue improving as technology continues to transform how we live our daily lives.

12. Finance Engineering

  • Starting Salary: $75,000
  • Average Annual Salary: $150,000

The goal of the relatively young discipline of financial engineering, which combines engineering and financial expertise, is to streamline business operations.

Finance engineering is a relatively new field that combines the skills of finance and engineering, focused on streamlining processes within organizations.

The job roles are similar to those in both fields: managers, strategists, and analysts are all common occupations.

Finance engineers can expect to earn between $75,000 and $150,000 per year depending on their experience level.

Your salary will depend on where you live and what type of company you work for as well as whether or not they offer benefits such as health insurance or retirement plans.

13. Investment Banking Associate

  • Starting Salary: $85,000
  • Average Annual Salary: $145,000

A financial industry employee that specializes in identifying and creating business possibilities is known as an investment banking associate.

They accomplish this by collaborating with top executives and other management team members to find new projects that can be profited from.

Additionally, they assist businesses in deciding which projects to pursue and how to do so most effectively. Investment banking is frequently described as “banking for the bank” or even “banking on behalf of clients.”

14. Hedge Fund Manager

  • Starting Salary: $85,000
  • Average Annual Salary: $145,000

A hedge fund is a type of investment company that seeks to profit from changes in the value of financial instruments.

Hedge funds frequently make investments in a variety of securities, such as stocks and bonds, or they could place significant wagers on commodities or currencies.

A small team of individuals that manage investments for affluent investors run hedge funds.

For many people wishing to invest and profit from the stock market, hedge funds are becoming a popular choice.

Hedge funds come in a variety of forms, and they all operate with unique objectives and tactics.

15. Risk Management

  • Starting Salary: $71,000
  • Average Annual Salary: $140,000

The method through which a firm evaluates and reduces risks to its operations is known as risk management. Risks come in a wide variety, yet they all have a few things in common such as:

  • Loss of value due to poor performance
  • Loss of value due to fraud or theft
  • Loss from litigation or regulatory fines.

Despite the fact that every risk type has its own distinct qualities, it is crucial for businesses to understand that each one has the potential to have an influence on their operations and should be handled accordingly.

16. Corporate Finance

  • Starting Salary: $62,000
  • Average Annual Salary: $125,000

As long as there have been financial markets around the world, corporate finance has existed.

Corporate finance is crucial to understand since it entails figuring out how businesses function, what risks they face, and how to manage them. In other words, understanding how firms operate is essential to corporate finance.

17. Investment Banking Analyst

  • Starting Salary: $65,000
  • Average Annual Salary: $120,000

An advanced degree and years of financial expertise are necessary for the position of investment banking analyst. Analysis of businesses, markets, and sectors is a requirement of the position in order to assess their likelihood of success or failure.

Using stock offerings or mergers and acquisitions, an investment banker can assist organizations with financial planning (M&A).

Analysts in investment banking work with business executives who want to sell new stock offerings to raise money. These offerings typically call for a thorough due diligence process before board approval.

18. Commercial Banking

  • Starting Salary: $70,000
  • Average Annual Salary: $120,000

You can assist businesses in managing their finances by working in commercial banking. You have the following obligations:

  • Negotiating loans and other business deals
  • Managing inventories accounts receivable, and inventory
  • Preparing financial statements for the company’s management team, creditors and investors

Commercial bankers must be excellent communicators since they interact with clients every day. They must be familiar with both accounting principles and the laws governing financial operations (such as bankruptcy).

Before applying for jobs like those mentioned above, you must have at least an undergraduate degree in finance or economics from an authorized institution or university, along with at least three years of experience working in an entry-level position in this industry.

19. Actuarial Science

  • Starting Salary: $60,000
  • Average Annual Salary: $120,000

Actuaries analyze the risk of potential future events and calculate the likelihood that they will occur. They operate in the financial, healthcare, and insurance sectors.

Actuaries must possess a solid mathematical foundation and a sophisticated knowledge of statistics in order to succeed in their line of work.

Before joining a university after high school graduation (or even before), many actuarial students study courses like calculus or probability theory, therefore it’s crucial to examine whether these studies will assist you prepare for this vocation.

20. Insurance

  • Starting Salary: $50,000
  • Average Annual Salary: $110,000

A risk management tool, insurance offers financial security against monetary losses. It also entails the process of analyzing and minimizing risks to the project’s goals in order to deal with them before they materialize.

Insurance is a contract that an insurance company makes with a person or a business outlining what will happen in the event of a disaster and how much it will cost.

Depending on the kind of coverage you choose, there are different payment terms, but most policies cover losses like auto accidents, hospital costs, and lost wages from accidents or illnesses contracted while working.

Frequently Asked Questions:

What is the difference between a hedge fund manager and an investment banker?

A hedge fund manager works for a limited number of investors, as opposed to investment bankers who work for large banks or other financial institutions. In addition, hedge funds usually have more stringent requirements than traditional brokerages (e.g., due diligence on all deals).

What is the difference between a compliance officer and an auditor?

Compliance officers are responsible for ensuring that their firm complies with all regulations related to taxes and employment practices, auditors check whether internal controls are working properly so that records can be verified later on when needed by regulators or shareholders (or both).

What is the difference between a private equity manager and an investment banker?

A private equity manager buys and sells companies, while investment bankers work on mergers and acquisitions (M&A). In addition, private equity managers usually have more capital at their disposal than investment bankers.

What are the fundamental categories in finance?

There are four primary subfields of finance: corporate, public accounting, institutions, and banks. Financial markets and intermediaries are among the many topics covered by the courses in the finance major that give students a sound foundation.

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Conclusion:

The field of finance calls for a lot of effort and commitment. With more and more people entering the area every day, the industry has been expanding exponentially over the last few years.

This industry is one of the most lucrative to work in because of the exponential growth in demand for qualified individuals.

People in this field have a lot of opportunities to explore the new technologies that are emerging.

Study Abroad CSUN

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Marcelino
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Study Abroad CSUN
Study Abroad CSUN

We are here as usual to your aid. Today the world scholars hub will be presenting you with an article on study abroad CSUN. This piece contains all you need to know as international students and scholars willing to pursue a degree at the California State University, Northridge(CSUN).

We have provided you with the necessary information you need to know concerning CSUN, which includes a brief overview of the university, its admission for both undergraduates and graduates, its geographic location, financial aid, and much more.

Gently read it through, it’s all for you.

Study Abroad CSUN

The California State University, Northridge’s (CSUN) International & Exchange Student Center (IESC) provides students with the possibility to participate in one of CSUN’s university-affiliated exchange programs, namely the California State University International Programs and the Campus-Based Exchange Programs. Through these programs, students can take programs outside while still maintaining their CSUN studentship. The IESC also provides support to students who are interested in studying abroad through the China Scholarship Program and the Fulbright Program. 

Studying abroad may be one of the most beneficial experiences for a college student. By studying abroad, students have the opportunity to study in a foreign nation and take in the allure and culture of a new land. Studying at California State University, Northridge as an international student is one of the greatest experiences you wouldn’t want to miss out on. Let’s talk about CSUN a bit.

About CSUN

CSUN, an acronym for California State University, Northridge, is a public state university in the Northridge neighborhood of Los Angeles, California.

It has a total enrollment of over 38,000 undergraduates and as such boasts of having the largest undergraduate population as well as the second-largest total student body of the 23-campus California State University.

California State University, Northridge was founded first as the Valley satellite campus of California State University, Los Angeles. It later became an independent college in 1958 as San Fernando Valley State College, with major campus master planning and construction. The university adopted its current name California State University, Northridge in 1972.

CSUN ranks 10th in the U.S. in bachelor’s degrees awarded to underrepresented minority students. It offers varieties of programs that include 134 different bachelor’s degrees, master’s degrees in 70 different fields, 3 doctoral degrees (two Doctor of Education degrees and a Doctor of Physical Therapy), and 24 teaching credentials.

Additionally, California State University, Northridge is a vibrant, diverse university community committed to the educational and professional goals of students, and its extensive service to the community.

Location of CSUN: Northridge, Los Angeles, California, United States.

ADMISSION

CSUN’s nine colleges offer 68 baccalaureate degrees, 58 master’s degrees 2 professional doctorate degrees, 14 teaching credential programs in the field of education, and various opportunities in extended learning and other special programs.

With all these programs, there’s definitely something for everyone desiring to pursue a course at CSUN.

Undergraduate Admission

There are requirements that must be met before gaining admission into CSUN. Before we move into these requirements we must not fail to note the first and foremost necessity of age. Age on its own is a requirement.

Applicants who are 25 years and above are regarded as adult students.

Adult Students: Adult students may be considered for admission as adult student if he or she meets all of the following conditions:

  • Possesses a high school diploma (or has established equivalence through either the General Educational Development or California High School Proficiency Examinations).
  • Has not been enrolled in college as a full-time student for more than one term during the past five years.
  • If there has been any college attendance in the last five years, has earned a 2.0 GPA or better in all college work attempted.

Freshman Requirement: Requirements to gain admission for undergraduate studies as a one-time freshman depend on the combination of your high school GPA and either SAT or ACT score. They are listed below.

In order to be considered for admission into CSUN a freshman must:

  • Have graduated from high school, earned a Certificate of General Education Development (GED), or have passed the California High School Proficiency Examination (CHSPE).
  • Have a qualifiable minimum eligibility index (see Eligibility Index).
  • Have completed, with grades of “C-” or better, each of the courses in the comprehensive pattern of college preparatory subject requirements also known as the “a–g” pattern (see Subject Requirements).

Requirements (Residents and High School Graduate Of CA):

  • ACT: Minimum GPA of 2.00 combined with an ACT score of 30
  • SAT: Minimum GPA of 2.00 combined with a SAT score of 1350

Requirements (Non-Residents and Non-Graduate Of CA):

  • ACT: Minimum GPA of 2.45 combined with an ACT score of 36
  • SAT: Minimum GPA of 2.67 combined with a SAT score of 1600

Note: High School GPA is a strong requirement for admission into CSUN for undergraduate studies. GPA below 2.00 is not accepted for residents while GPA below 2.45 is not accepted for non-residents.

Tuition: About $6,569

Acceptance Rate: About 46%

Graduate Admission

Graduate students include those pursuing a master’s or doctoral degree. California State University, Northridge (CSUN) offers 84 master’s degree options and three doctorate options. Applicants wll be considered for admission if they meet the requirements for both their individual department and the university.

University Requirement:

  • Have a four-year baccalaureate degree from a regionally accredited institution;
  • Be in good academic standing at the last college or university attended;
  • Have attained a minimum cumulative grade point average of 2.5 in all units attempted as an undergraduate, independent of when the degree was granted; or,
  • Have attained a minimum grade point average of 2.5 in the last 60 semester/90 quarter units attempted from all post-secondary institutions attended. The entire semester or quarter in which the 60/90 units began will be used in the calculation; or,
  • Hold an acceptable post-baccalaureate degree earned at a regionally accredited institution and:
  • Have attained a minimum cumulative grade point average of 2.5 in all units attempted as an undergraduate, or
  • Have attained a minimum grade point average of 2.5 in the last 60 semester/90 quarter units attempted from all post-secondary institutions attended.

Department Requirement: Visit the departments of your choice and review their standards, professional and personal to see if you meet up with them.

Admission Requirements For International Students

The CSU uses separate requirements and application filing dates for the admission of “foreign students. Some important things are considered before admission is given such as English proficiency, Academic records, and the financial enablement to pursue the course at CSUN.

Deadlines are published so as to ensure timely preparation for the program. These deadlines are published by International Admissions

Academic Records

International students are required to summit the following documents which represents their individual academic results.

Undergraduate:

  • Secondary school records.
  • Yearly records from each postsecondary college or university attended (if any), indicating the number of hours per semester or per year devoted to each course and the grades received.

Graduate:

  • Yearly records from each postsecondary college or university attended (if any), indicating the number of hours per semester or per year devoted to each course and the grades received.
  • Documents that confirm awarding of the degree, certificate, or diploma with the title and date (if the degree has already been awarded).

English Language Requirement

All Undergraduates whose native language is not English Language , who have not attended a high school for at least three years full time where English is a principal language are required to take an internet based proficiency test TOEFL iBT. They are required to score at least 61 in the TOEFL iBT.

All graduate and post-baccalaureate international applicants must make a minimum score of 79 in TOEFL iBT.

Financial Stamina

All international student applicants entering the U.S. on an F-1 or J-1 student or exchange visitor visa must provide evidence of sufficient funds available for their studies.

For the required financial support documents (e.g., bank statement, financial affidavit, and/or financial guarantee letter), see the information for applicants at International Admissions.

FINANCIAL AID AND SCHOLARSHIPS

Financial aid could take various forms. They come in the form of scholarships, student loans, grants, etc. CSUN realizes its need in the lives of the students and is benevolent enough to provide students with financial aid that are open at various times of the year.

Do well to visit The Division Of Student Affairs for more Information on the financial aids and its period of availability.

We always keep you updated, valued scholar, Join the world scholars hub today!!!

20 Reasons Why Education is Important

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Marcelino
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Reasons Why Education is Important
20 Reasons Why Education is Important

Education is a very valuable social activity and of course there are more than 20 reasons why education is important but we’d go with 20 reasons you must know.

Here we explore how education affects individuals on a personal level, on a societal level, as a source of development and it’s importance to nations. Passing down knowledge is inarguably one of the greatest social assets of mankind. It is true.

Every living organism can pass across data and information to offsprings but it is only mankind who can rationally communicate valuable information and discard irrational data through education.

Education originated from old times when values and language was taught to offsprings by older members of the society which consisted mostly of family members and close family friends. Over time, education began to evolve as knowledge outside family and social matters began to take preeminence, monarchs began to have their wards enrolled under the tutelage of wise men in order to bring them up to become wise leaders.

This form of formal education was largely kept away from the serfs and thus keeping knowledge and of course power within the household of the monarch.

Soon, schools of thought began to surface and adventurous young men who wanted to gain knowledge traveled far distances in order to learn from the feet of great thinkers. It is from these that philosophy and scientific knowledge grew. With scrolls and quills, documents were made by students of this very ancient education system.

With the invention of writing and the dissemination of scrolls education became even more rampant, as individuals now took it upon themselves to learn ideas without seeking recourse to a teacher. Despite this, teachers still had great relevance as not everything read from scrolls could be understood without real time explanations.

Soon the modern mode of education came into place and young children were sent through educational system in order to help them develop fitting skills for the society.

Once again, with the advent of the internet and greater ease to access of information, education is evolving. Now people can learn remotely away from the teacher but also learn as much as people within the same premises. Although this is still a developing educational system, the Corona Virus pandemic created an acceleration in the project.

Hopefully, in the near future digital education will become standardized as the globe gradually becomes one huge village. Let’s get to know the forms of Education process.

Forms of Education Process

Basically there are three forms of Education, these are categorized based on how the teaching process is carried out, the formality, accessibility and chronology of existence of each form.

The three forms of education are:

1. The Informal Education
2. The Formal Education
3. The Hybrid Education

The Informal Education

Informal education involves all the unofficial learning experiences obtained from relationships between parents and their children, between siblings, friends and neighbors. Basically, it is learning from the society.

In informal education, there is no standardized method for tutoring students, this is because most of the lessons taught are not structured and are mostly one off lessons which. Certain other lessons sometimes depend upon previous ones in order to improve the social growth of the individual in the society.

The Formal Education Process

In this process the individual is enrolled into an institution which nurtures and teaches according to a given set of rules and curriculum. Education is standardized and structured. Knowledge obtained in formal education is built upon previous knowledge obtained from same. Thus, education is broken into basic, secondary and tertiary stages where several programs are undertaken by each individual. Each student is tested to ascertain the level of knowledge attained.

The Hybrid Education Process

This is a developing education process which is largely dependent on the internet and modern technology. Many countries across the world now have affordable and accessible internet services therefore providing reliable ground for the growth of E-education. The hybrid education process includes both structured and unstructured format of education hence making it a combination of both the formal and informal.
The COVID-19 pandemic led to a full-course test run of this education process and the results are astonishing. Most likely, the world would end up with this education process in a not so distant future.

Importance of Education to Individuals

Education is quite important to every individual scholar who undertakes studying. Learned men and women benefit massively from education in the following ways;

1. A source of Prestige to the Scholar

Undeniably, getting educated gives influence, wealth and recognition to every Scholar.

Most societies in our modern world only award jobs and contracts to persons whom they are convinced passed through the rigors of an educational process.

Educated persons are addressed by titles of the course of study which they had undertaken, these titles are accrued despite the form of education undertaken.

Hence educated persons are addressed as Engineer Pearson, Doctor Amber, Farmer Hawkins, Trader Gracious according to their course of study.

2. Develops the Brain of Scholars

Education definitely puts the brain to task on useful and productive work. Yes, useful and productive because when you aren’t getting education, your brain still does work albeit not directed to a useful and productive task.

Research has shown that when the brain is exposed to new problems it’s growth and and ability to iterate improves. So why not exercise your brain and develop it with measured growth?

3. Provides Mentors and Colleagues to Navigate Future Ventures

During the educational process, Scholars get to meet mentors, colleagues and friends who will be much needed in the journey to success.

Without making these connections, one might get stranded on the highway of life (you wouldn’t want that person to be you!).

Importance of Education to The Society

Just like to the individual, education is very vital to the success of every single society. Without order within a society there will be chaos and anarchy. Hence in order to keep a sensible, rational, peaceful, potentially viable society every member of the society must undergo a form of education. Here we tell you the benefits of education to the society.

4. Allows for advancement of Thoughts, Theories and Ideas

Of course! What thoughts theories and ideas have not advanced over the years?
As a society, people generally do not love the idea of remaining stagnant or stuck reinventing the wheel. Therefore, getting educated informs us on what has already been done, Theories and thoughts which have already been postulated and then we continue from there by building on previous successes and discarding less useful or truthful postulations. Thus, education helps save the society useful time and energy.

5. Moulds People into Valuable Individuals in the Society

If there is a dearth of people of value in a society then that society is most likely to produce more incompetent people, lacking in ideas and skills to move the society forward. Thus mediocrity becomes the order of the day and that society gradually loses its glory. Education prevents this. It casts people into moulds of value, capable of representing the society anywhere they are called.

6. Allows for Rational communication and Discussion

Conversations can only be rational when parties involved have enough data to back up facts raised in discussions. These facts can only be learned and as they do not come from within. Thus, through education people in a society can be able to communicate effectively and rationally.

7. Education Passes down Valuable Knowledge to a New Generation

Knowledge is priceless. It becomes an eternal treasure when it is passed on to young
generations. When information is lost or distorted, it’s effect is a negative resonation in the future. Thus stable societies ensure that education is prioritized.

8. Reduces the Chances of Violence

With education, the chances of pockets of violence drastically reduces.

The Society becomes more governance and predictable. But without education, persons become unstable when emotionally heightened.

9. Creates environment for the Next Generation of Professionals to Thrive

As education is passed down an enabling system for new professionals is developed. These new professionals are created through passing down valuable data and information to the next generation.

10. Indoctrinates Societal Values

Every society has values they hold dear and vices which they abhor. Education indoctrinates new members of any society on these values and vices. Education informs what should be done and what should be avoided.

If these are adhered to, the society thrives.

Reasons why Education is Important for a Country

These days education is held to a high esteem by leaders of nations. Efforts is made by
government of nations to ensure every citizen is learned. Quality education is listed as one of the 17 Sustainable Development Goals (SDGs). This is because education is very necessary for the grow of any nation.

11. Reduces the Number of Illiterates

Education enlightens and informs. Dispelling the darkness of illiteracy and instilling knowledge in citizens helps a nation to grow faster. With literate members in the society, everyone can enjoy community life while contributing to the success of the community. This prevents overly dependent citizens on the State.

12. Proper management of Wealth

With proper education, citizens in a country become more conscious of their income and their spending. Proper wealth management benefits not only the individual on a personal level but also the country on a national level.

This can only be the case when citizens are educated.

13. Allows for Exchange in cultural Values

Education allows for diffusion in culture. Various cultures come in contact without culture clashes and in such situations new cultural values get espoused. This cohesion brings about a sense of unity between peoples from different races and ethnic groups across the world and can be made possible by education.

14. Improves the GDP of a Nation

The Gross Domestic Product (GDP) of any nation improves with improved number of literates. This national development factor depends largely on the elite and learned society and their impact on the growth of the nation through their input in everyday work lives.

15. Reduces Crime Rate

When citizens of a nation are educated enough, the crime rate in the nation drastically reduces. People are aware of the laws and the consequences which follows if they are broken. Adherence to laws is more possible with education.

16. Provides workforce for the nation

Education churns out professionals into the workforce of any nation. With professionals in different fields working together, a country gains prestige and depends on citizens for a less costlier workforce than getting expatriates. Also the security of the nation is not compromised on hiring people from other nations.

Reasons why Education is Important for Development

Development is the improvement in people’s well-being. It has everything to do with education. Google search “Development”, I can bet you will see “Education” as a similar word. They both go hand in hand. How is this?

17. Creates Room for innovation

Firstly education creates room for innovation and as we all know, Innovation improves efficiency and effectiveness. With education healthy competition is born and nurtured until it begins to yield dividends.

18. Allows for Disprovement of unestablished data

Development is dependent on facts and not speculations or myths. Therefore any arguments which do not hold water will be discarded when a better one disproves it. With this education provides checks and balances to false data.

19. Creates Room to discard archaic thoughts and cultures

Almost similar to the Disprovement of unestablished data is the discarding of archaic thoughts and cultures. Cultures which go against the human law is discarded and thrown into the dustbin of history through education.

20. Leads to Invention

Lastly and almost similar to creating room for innovation is the fact that education leads to invention of new products and discovery of materials. All inventors were learned people in one way or they other. They applied knowledge they had obtained from education to advance their projects until it became feasible.

Top 5 Importance of Education

From the above listed benefits of education;

Here are the top 5 importance of education:

  1. Serves as a source of Prestige to the Scholar
  2. Develops the Brain of Scholars
  3. Provides Mentors and Colleagues to Navigate Future Ventures
  4. Allows for advancement of Thoughts, Theories and Ideas
  5. Moulds People into Valuable Individuals in the Society.

It is pertinent to note that all the 20 points listed are as important as the other. However, we have listed the 5 importance of education above going by it’s individualistic importance and it’s importance to our society at large in the order from the top of our list.

You may want to read the disadvantages and advantages of university education or the 15 free education countries for international students to study and get a degree.

So there you have it, 20 reasons why education is super, super Important. This was a lot of effort! Do you think we missed a reason? Let us know in the comment section below. What’s the reason for education?

10 Cheapest Universities in the UAE for International Students

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Marcelino
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Cheapest Universities in the UAE for International Students
Cheapest Universities in the UAE for International Students

In this article at World Scholars Hub, we’d take a look at the cheapest universities in UAE for international students to enable you to study in the Asian country on the cheap.

The United Arab Emirates may not be the first choice for International Students, but it has proven to be one of the best options for studying in the Gulf region.

Studying in one of the cheapest Universities in the UAE for international students comes with some benefits such as; students can enjoy the sun and the sea as well as tax-free earnings after graduating while studying at cheap rates. Great right?

If are you looking for a great place to study, then you should write down the UAE on your list. With these low-tuition universities in the United Arab Emirates for international students, you can start and finish a world-class degree without financial worry of any sort.

Requirements of Studying in the United Arab Emirates

Student applicants need to present a high school/bachelor’s certificate to enroll in any institution of education. In some UAE universities, students may need to meet up a certain grade as well (that is 80% for UAE University).
Proof of English proficiency is also needed. This can be done and presented to the university by taking the IELTS or the EmSAT exam.

Is Studying in English at Emirate Universities Possible?

Yes, it is! In fact, Khalifa University for one offers an English program with three 3-credit courses. Schools such as the UAE University also offer English courses, where students who meet certain exam grades are exempted.
So below are the 10 Cheapest Universities in the UAE for International students which we have listed for you in no particular order of preference.

10 Cheapest Universities in the UAE for International Students 

1. University of Sharjah

Tuition Fee For Undergraduate Programs: from AED 31,049 ($8,453) per year.
Tuition Fee for Graduate Programs: from AED 45,675 ($12,435) per year.

Undergraduate Tuition Fee Link

Graduate Tuition Fee Link

The University of Sharjah or commonly called UOS is a private educational institution situated in University City, UAE.

It was founded in the year 1997 by Sheikh Dr. Sultan bin Muhammad Al-Qasimi, and was established to meet the academic needs of this region at that time.

With the undergraduate tuition fee starting from $8,453 per year, the University of Sharjah is the cheapest university in the UAE for international students.
From its conception to the present day, it is listed as one of the best universities in UAE and Asia – aside from being one of the best ‘young’ institutions in the world.
This university also has 4 campuses which are in Kalba, Dhaid, and Khor Fakkan, and is proud of having the highest number of accredited programs in the UAE. It offers 54 bachelor’s, 23 master’s, and 11 doctorate degrees.

These degrees have the following courses/programs: Sharia & Islamic Studies, the Arts & Humanities, Business, Engineering, Health, Law, Fine Arts & Design, Communications, Medicine, Dentistry, Pharmacy, Science, and Informatics.

The University of Sharjah is one of the schools in the UAE with so many international students, having 58% of its 12,688 students population coming from various countries.

2. Aldar University College

Tuition Fee For Undergraduate Programs: from AED 36,000 per year.
Tuition Fee for Graduate Programs: N/A (Bachelor’s degrees only).

The Aldar University College was established in the year 1994. It was created to provide students with practical aptitude and industry-essential skills.

Apart from offering normal bachelor’s degrees, this academic institution in the UAE also offers associate programs and English language courses.
These classes are offered during the weekdays (that is mornings and evenings) as well as weekends in order to meet students’ different schedules.

At Aldar University College, students can major in the following: Engineering (Communications, Computer, or Electrical), Automatic Control Systems, or Information Technology. Degrees in Business Administration, Accounting, Marketing, Finance, Industrial Management, Hospitality, and Public Relations are available as well. Aldar University College offers scholarships even to international students.

Presently, accepted applicants are entitled to a 10% discount every semester. In case this is not enough, international students may also work 6 hours a day to finance their studies at Aldar.

3. American University in the Emirates

Tuition Fee For Undergraduate Programs: from AED 36,750 per year.
Tuition Fee for Graduate Programs: from AED 36,750 per year.

Graduate Tuition Fee Link

The American University of Emirates or also known as AUE was created in 2006. This private educational institution located in Dubai is also one of the cheapest universities in the UAE for international students offering a variety of programs through its 7 colleges.

These programs/fields of study include Business Administration, Law, Education, Design, Computer Information Technology, Security & Global Studies, and Media & Mass Communications. This school also provides unique Master’s degrees, such as Sports Management (Equine Track), Knowledge Management, and Sports Law. It also offers postgraduate courses in Business Administration, Security & Strategic Studies, Diplomacy, and Arbitration. AUE is accredited by both AACSB International (for its Business programs) and the Computing Accreditation Commission (for its IT courses).

4. Ajman University

Tuition Fee For Undergraduate Programs: from AED 38,766 per year.
Tuition Fee for Graduate Programs: from AED 37,500 per year.

Undergraduate Tuition Fee Link

Graduate Tuition Fee Link

Ajman University is one of the cheapest universities in the UAE for international students and it is ranked as one of the top 750 institutions according to the QS World University Rankings. It is also ranked the 35th-best university in the Arab region.

Established in June 1988, Ajman University is the first private school in the Gulf Cooperation Council. It was also the first university to begin to admit international students, and it has become a tradition was formed which has continued up until this day.
Situated in the Al-Jurf area, the university campus has mosques, restaurants, and sports facilities.

Also in this university, students can take undergraduate and graduate programs in these fields: Architecture & Design, Business, Dentistry, Engineering & Information Technology, Humanities, Law, Medicine, Mass Communication, and Pharmacy & Health Sciences.

The number of programs increases by the year, with the university recently introducing degrees in Data Analytics and Artificial Intelligence.

5. Abu Dhabi University

Tuition Fee For Undergraduate Programs: from AED 43,200 per year.
Tuition Fee for Graduate Programs: from AED 42,600 per year.

Undergraduate Tuition Fee Link

Graduate Tuition Fee Link

Abu Dhabi University is one of the cheapest universities in UAE for international students, and also is the largest private educational institution in the country.

It was founded in 2003 following the efforts of the leader of that time, Sheikh Hamdan Bin Zayed Al Nahyan. Presently, it has 3 campuses in Abu Dhabi, Dubai, and Al Ain.

The university’s 55 programs are grouped and taught under the following colleges; the colleges of Arts & Science, Business, Engineering, Health Science, and Law. It is worth knowing that these degrees – among other factors – have helped this university rank the sixth position in the country according to the QS survey.

Abu Dhabi University, which plays host to 8,000 students, has foreign students coming from over 70 countries. These students may apply for any of the scholarships in the school which include Merit-based, Athletic, Academic, and Family-related bursaries.

6. Modul University Dubai

Tuition Fee For Undergraduate Programs: from AED 53,948  per year.
Tuition Fee for Graduate Programs: from AED 43,350 per year.

Undergraduate Tuition Fee Link

Graduate Tuition Fee Link

Modul University Dubai, also known as MU Dubai, is an international campus of Modul University Vienna. It was founded in 2016 and the new institution is located in the beautiful Jumeirah Lakes Towers.

The campus was recently placed in a newly constructed building and because of this, MU Dubai offers the finest features, including high-speed lifts, 24-security access, and even common prayer rooms.
As a relatively small university, presently MU Dubai only offers bachelor’s degrees in Tourism & Hospitality Management and International Management. At the graduate level, it offers an MSc in Sustainable Development as well as 4 innovative MBA tracks (General, Tourism & Hotel Development, Media & Information Management, and Entrepreneurship and thus is number 6 on our list of cheapest universities in the UAE for international students.

7. United Arab Emirates University

Tuition Fee For Undergraduate Programs: from AED 57,000 per year.
Tuition Fee for Graduate Programs: from AED 57,000 per year.

Undergraduate Tuition Fee Link

Graduate Tuition Fee Link

The United Arab Emirates University or UAEU is known by all as the best university in the country and is recognized as one of the finest in Asia and the world. Yet it is one of the cheapest universities in the UAE for international students.
It is also known as the oldest government-owned and funded school and It was founded by Sheikh Zayed bin Sultan Al Nahyan in 1976 after the British occupation.
This also places the university amongst the best ‘young’ universities by THE World Rankings.

Located in Al-Ain, this affordable university in UAE provides undergraduate and graduate programs in the following fields: Business & Economics, Education, Food & Agriculture, Humanities & Social Science, Law, Information Technology, Medicine & Health, and Science.
UAEU has provided the country with successful and prominent people in society such as government ministers, businessmen, artists, and military officials.
As one of the top universities in the region, and one of the cheapest universities in the UAE for international students, UAEU attracts a lot of students from all over the world.
Presently, 18% of UAEU’s 7,270 student population comes from the 7 Emirates – and 64 other countries.

8. British University in Dubai

Tuition Fee For Undergraduate Programs: From AED 50,000.
Tuition Fee for Graduate Programs:  AED 75,000.

Undergraduate Tuition Fee Link

The British University in Dubai is a private research-based university situated in the Dubai international academic city of the United Arab Emirates.
It was established in 2004 and was founded in partnership with three other universities which are; the University of Edinburgh, the University of Glasgow, and the University of Manchester.

Since its creation, this university which is among the cheapest universities in the UAE for international students has become one of the fast-developing academic institutions in the country. The majority of the courses taught at this university focus on providing postgraduate education.

Close to 8 undergraduate degrees are offered which focus on the fields of business, accounting, and engineering.

In addition, several more master’s programs are offered in the same fields as well as in information technology.

9. Khalifa University

Tuition Fee For Undergraduate Programs: From AED 3000 per credit hour.
Tuition Fee for Graduate Programs: AED 3,333 per credit hour.

Undergraduate Tuition Fee Link

Graduate Tuition Fee Link

Khalifa University was founded in 2007 and is located in the city of Abu Dhabi.

It is a science-focused private educational institution and it is also one of the cheapest universities in the UAE for international students.

This university was initially founded with the vision of contributing to the country’s post-oil future.

The university has more than 3500 students studying its courses currently. It also operates through a college of engineering academically that provides close to 12 undergraduate bachelor’s programs as well as 15 postgraduate programs, which are all focusing on different fields of engineering.

It further maintained partnerships/mergers with the Masdar Institute of Science and Technology as well as the Petroleum Institute.

10. Alhosn University

Tuition Fee For Undergraduate Programs: From AED 30,000.
Tuition Fee for Graduate Programs: From AED 35,000 to 50,000.

Undergraduate Tuition Fee Link

Graduate Tuition Fee Link

The last on our list of the cheapest universities in the UAE for international students is Alhosn University.

This private institution is planted in the city of Abu Dhabi and it was founded in the year 2005.

It is one of the few universities in the country that consists of a male and a female campus that are separated from each other.

In the year 2019, this university in the UAE began offering 18 undergraduate programs and 11 postgraduate programs. These are learned under 3 faculties namely; the arts/social science, business, and engineering.

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